Terms and Conditions of Service

These Terms and Conditions govern your use of the xarovinteloq.com website and services. By accessing our website or engaging our consultation services, you agree to be bound by these terms. Please read them carefully before proceeding.

These terms were last updated on September 16, 2025

Acceptance of Terms

By accessing this website, requesting information, or engaging our consultation services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, you should not use our website or services. Your continued use constitutes ongoing acceptance of these terms as they may be modified from time to time.

Definitions

Throughout these Terms and Conditions, certain terms have specific meanings to ensure clarity about rights, obligations, and the scope of our relationship:

Services refers to consultation services, analytical reviews, website content, and any other services or information provided by xarovinteloq through our website or during consultation sessions with our team.

You or User refers to any individual who accesses our website, requests information, or engages our consultation services, including both prospective clients and those with whom we have established consultation relationships.

Website refers to xarovinteloq.com and all associated pages, content, functionality, and features accessible through this xarovinteloq name or related platforms we operate.

Content refers to all information, text, images, graphics, and materials available on our website or provided during consultations.

Use of Services

Our services are provided for informational and consultation purposes. They are not intended to constitute specific professional advice for legal, tax, or other regulated matters without verification from appropriately licensed specialists. You agree to use our services in accordance with these terms and applicable laws.

Eligibility

Our services are intended for individuals aged 18 years or older who have legal capacity to enter into binding agreements. By using our services, you represent that you meet these eligibility requirements and that all information you provide is accurate and current.

Users under 18 years of age may not use our services without parental or guardian consent.

Your Responsibilities as User

When using our website or engaging our services, you agree to certain responsibilities that ensure appropriate use:

You will provide accurate, current, and complete information when requested and will update information as necessary to maintain its accuracy throughout our relationship.
You will use our services and website only for lawful purposes and in ways that do not infringe upon rights of others or restrict their use of our services.
You will maintain confidentiality of any login credentials or access information we provide and will not share access with unauthorized parties.
You acknowledge that decisions based on consultations or information provided are ultimately your own responsibility and you bear consequences of such decisions.

Prohibited Activities

The following activities are expressly prohibited when using our website or services:

Attempting to gain unauthorized access to our systems, networks, or data, or interfering with security features or functionality of our website
Using our services or website to transmit viruses, malware, or other harmful code, or engaging in activities that could damage or impair our systems
Reproducing, distributing, modifying, or creating derivative works from our content without explicit written permission from xarovinteloq
Misrepresenting your identity or affiliation, or providing false information when engaging our services or communicating with our team
Using automated systems or software to extract data from our website without authorization, or engaging in data scraping or harvesting activities

Intellectual Property Rights

All content on our website, including text, graphics, logos, images, and software, is the property of xarovinteloq or its content suppliers and is protected by Australian and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from our content without express written permission. Our trademarks and service marks may not be used without prior written consent.

User Submitted Content

When you submit information, questions, or other content to us through our website or during consultations, you grant us permission to use that information for purposes of providing services and improving our offerings. We will protect your information according to our Privacy Policy.

Retention Rights for User Content

We retain the right to refuse service or remove any content that violates these terms or that we determine, in our sole discretion, is harmful, offensive, or otherwise inappropriate. However, we are not obligated to monitor user content or submissions.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, storage, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference. By using our services, you consent to our data practices as described in the Privacy Policy. We encourage you to review that policy to understand how we handle your information.

View Privacy Policy

Disclaimers and Limitations of Service

The following disclaimers apply to all services and content we provide through our website or consultation sessions:

Service Limitations and Disclaimers

Our services are provided for informational and consultation purposes. We do not guarantee specific outcomes or results from our consultations. Results may vary based on individual circumstances, external conditions, and personal decisions. Past patterns do not guarantee future outcomes.

Limitation of Liability

To the maximum extent permitted by Australian law, xarovinteloq shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services or website, even if we have been advised of the possibility of such damages. Our total liability shall not exceed the amount you paid for services.

Indemnification

You agree to indemnify, defend, and hold harmless xarovinteloq, its employees, contractors, and agents from any claims, liabilities, damages, losses, or expenses, including reasonable legal fees, arising from your use of our services, violation of these terms, or infringement of any third-party rights.

Dispute Resolution Procedures

In the event of disputes arising from these terms or our services, we agree to follow specific procedures for resolution:

Arbitration

Disputes that cannot be resolved through informal negotiation shall be submitted to binding arbitration in accordance with Australian arbitration rules. The arbitration shall be conducted in the jurisdiction where our primary business operates, and the decision shall be final and binding.

You waive the right to participate in class action lawsuits or class-wide arbitration by agreeing to these terms.

Online Dispute Resolution

For European Union users, the European Commission provides an online dispute resolution platform accessible through the official ODR portal. While we are not obligated to participate, we may consider ODR for qualifying disputes involving EU residents.

Access EU ODR Platform

Severability

If any provision of these Terms and Conditions is found invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. Invalid provisions will be modified to the minimum extent necessary to make them enforceable.

Entire Agreement and Integration

These Terms and Conditions, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and xarovinteloq regarding use of our services and website, superseding any prior agreements or understandings, whether written or oral.

Governing Law and Jurisdiction

These Terms and Conditions are governed by the laws of Australia applicable in the jurisdiction where our business operates. You agree to submit to the exclusive jurisdiction of Australian courts for resolution of any disputes.

Termination

We reserve the right to terminate or suspend your access to our services or website at any time, with or without cause or notice, if we determine that you have violated these terms or engaged in conduct we consider inappropriate or harmful to our business or other users.

Modifications

We reserve the right to modify these Terms and Conditions at any time without prior notice. Changes become effective immediately upon posting to our website. Your continued use of services after modifications constitutes acceptance of updated terms. We encourage periodic review of these terms.

Questions About These Terms

If you have questions about these Terms and Conditions or need clarification about any provisions, please contact us using the information below.

Email Address: content@xarovinteloq.com

Phone: +61-8-5999-1457

Location: 570 Bourke Street, Level 17 & 24, Melbourne, VIC 3000 Australia

These Terms Became Effective On: September 16, 2025 and apply to all services provided thereafter

Version: 1.2